Welcome to PolicyPros.info! By accessing or using our website, services, and features, you agree to comply with and be bound by the following Terms and Conditions. Please read these terms carefully before using our site. If you do not agree to these terms, you should not access or use this website.

1. General Information

PolicyPros.info is an online platform that connects users with licensed insurance agents and companies for the purpose of offering insurance policies. We are not an insurance provider, agent, or broker, and do not directly offer insurance policies or coverage. We only provide a service to facilitate connections with third-party insurance providers.

2. User Eligibility

You must be at least 18 years old to use our website and submit any personal information. By using this site, you confirm that you are at least 18 years of age and that all information you provide is accurate and complete.

3. Use of the Website

You agree to use our website and services for lawful purposes only. You may not use our website to:

• Engage in any illegal activity.

• Provide false or misleading information.

• Attempt to gain unauthorized access to any system or network.

• Harass, abuse, or harm other users.

We reserve the right to suspend or terminate your access to the website at our discretion if you violate these terms or engage in any prohibited behavior.

4. Insurance Quotes and Offers

• No Guarantee of Insurance Policy: Submitting your information through our website does not guarantee that you will receive an insurance policy or offer. The availability of insurance policies depends on the policies of the third-party insurance providers, and each provider may have their own eligibility criteria, underwriting process, and terms and conditions.

• Third-Party Providers: We connect users with third-party insurance agents or companies. We do not guarantee the accuracy, reliability, or quality of any insurance quote, offer, or policy provided by these third parties. You should review the terms and conditions of any insurance provider before agreeing to their policy.

5. Privacy and Data Collection

Your privacy is important to us. By using this website, you agree to our Privacy Policy, which explains how we collect, use, and share your personal information. You consent to the collection and sharing of your data with licensed insurance agents and companies for the purpose of offering you insurance policies.

6. Intellectual Property

The content on PolicyPros.info, including but not limited to text, images, logos, graphics, and design elements, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, or distribute any content from this website without our express permission.

7. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without any warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the website will be error-free or uninterrupted, or that any information provided will be accurate, complete, or reliable.

8. Limitation of Liability

To the fullest extent permitted by law, PolicyPros.info shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of this website or any insurance policies provided by third-party providers. This includes but is not limited to loss of data, loss of profits, or any other damages arising from your use of the site.

9. Indemnification

You agree to indemnify, defend, and hold harmless PolicyPros.info, its officers, directors, employees, agents, and affiliates from any claim, demand, liability, loss, or expense (including reasonable attorneys' fees) arising out of or in connection with your use of the website, violation of these terms, or violation of any rights of a third party.

10. Third-Party Links

Our website may contain links to third-party websites, including insurance providers and agents. These links are provided for your convenience, and we are not responsible for the content, privacy policies, or practices of third-party websites. You access these websites at your own risk, and we encourage you to review the terms and policies of any third-party sites.

11. Termination

We reserve the right to suspend or terminate your access to the website at our sole discretion, without notice, if we believe you have violated these Terms and Conditions or if we cease operating the site.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Colorado, without regard to its conflict of law principles. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Colorado.

13. Changes to Terms and Conditions

We may update these Terms and Conditions from time to time. Any changes will be posted on this page, and the updated terms will be effective as of the date indicated. It is your responsibility to review these Terms periodically. Your continued use of the website after any changes constitutes your acceptance of the updated terms.